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Before you begin, let's look at what we're working with.  We can do this together or you can use this mortgage calculator to calculate your monthly payments.

Land Transfer Tax

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When you acquire land or an interest in land, you pay Ontario's land transfer tax when the transfer is registered.  For more information about who pays land transfer tax, first-time homebuyers rebates, and more, visit https://www.fin.gov.on.ca/en/tax/ltt/